How long do I have to file a personal injury claim?

When it comes to filing a personal injury claim, time isn’t on your side. Most states have a statute of limitations, which usually gives you two to three years from the date of your injury to file. But depending on the type of injury and where it happened, that window could be shorter or longer. If you miss the deadline, your case might get tossed out—no matter how strong it is. That’s why it’s best to act fast, gather your evidence, and speak with an attorney before your time runs out.

What types of compensation can I recover in a personal injury case?

If someone else’s actions caused your injury, you may be entitled to several types of compensation. This can include medical expenses, lost wages, repair or replacement of damaged property, and more. You might also receive money for pain and suffering, emotional distress, or long-term care if your injuries are serious. Every case is unique, so the actual amount you recover depends on the details—like the severity of your injuries and how they impact your life. The key is to document everything and speak with a legal expert who can help calculate what you’re truly owed.

What is bankruptcy, and how can it help me?

Bankruptcy is a legal process that offers relief to people drowning in debt. It can either help you wipe out certain debts completely or set up a plan to repay what you can afford. Once you file, most creditors have to stop calling, suing, or garnishing your wages. It’s not a free pass, and it doesn’t fix everything, but it gives you breathing room. Whether you’re behind on bills, loans, or credit cards, bankruptcy might be the break you need. It’s a tool to help you rebuild your finances and take back control of your future.

What is the difference between Chapter 7 and Chapter 13 bankruptcy?

Chapter 7 and Chapter 13 are the two most common types of bankruptcy for individuals. Chapter 7 is a faster process that can wipe out most unsecured debts like credit cards or medical bills. But you may have to give up some assets to pay creditors. Chapter 13, on the other hand, lets you keep your property and pay off a portion of your debt over three to five years through a court-approved plan. The best option depends on your income, assets, and goals. Both offer a way out—it just depends on your situation.

Will filing for bankruptcy stop creditor harassment?

Yes—filing for bankruptcy usually puts an immediate stop to most forms of creditor harassment. As soon as you file, an “automatic stay” kicks in. That means creditors must stop calling, sending letters, filing lawsuits, or garnishing your wages. It’s one of the biggest reasons people choose to file. This legal protection gives you space to breathe and time to sort things out with the help of the court. If a creditor keeps bothering you after you file, they could face legal consequences. Bankruptcy won’t erase all stress, but it will definitely quiet the noise.

How long does bankruptcy stay on my credit report?

Bankruptcy can leave a mark on your credit report for a while, but it won’t last forever. If you file Chapter 7, it typically stays on your report for 10 years. Chapter 13 usually drops off after 7 years. That might sound like a long time, but the impact lessens as time goes on—especially if you take steps to rebuild. Paying bills on time, using credit wisely, and avoiding new debt help speed up your recovery. Bankruptcy is a fresh start, not the end of your credit story. With time and effort, your score can bounce back stronger.

What is estate planning, and why is it important?

Estate planning is your way of saying, “I’ve got this” when life throws curveballs. It’s not just for the wealthy—it’s for anyone who wants control over what happens to their stuff, their family, and their future. A good estate plan covers who gets what, who steps in if you can’t make decisions, and how to avoid family drama later. It can also protect your kids and help loved ones skip costly court delays. Bottom line: estate planning gives you peace of mind and helps keep your wishes crystal clear when it matters most. That’s worth planning for.

What documents are typically included in an estate plan?

An estate plan usually comes with a handful of key documents—and each one serves a purpose. There’s your will, which outlines who gets what and names guardians for minor kids. Then there’s a trust, which can help manage your assets and avoid probate. You’ll also want a power of attorney to let someone handle your finances if needed. A healthcare proxy and living will speak for you if you can’t. Some folks also write a letter of intent. Together, these documents work like a roadmap—making things easier for your loved ones when the unexpected happens.

What is the difference between a will and a trust?

Wills and trusts both help pass on your assets, but they work differently. A will goes through probate, which is a court process that can take time and money. It also becomes public record. A trust, on the other hand, is more private. It can start working while you're still alive and usually skips probate after you pass. Trusts give you more control over how and when people receive things. A will is simpler and covers basics like naming guardians. Choosing between them depends on your goals. Some folks even use both to cover all the bases.

How often should I update my estate plan?

Your estate plan isn’t a “set it and forget it” deal. You should review it every few years—say, every 3 to 5. But major life changes call for a fresh look right away. That includes getting married or divorced, having kids, moving to another state, or buying a new home. Even changes in the law or your financial situation can impact your plan. Keeping it updated makes sure your wishes stay current and your family isn’t left guessing. A quick check now can save your loved ones a lot of stress later. Think of it as regular life maintenance.

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Bankruptcy

Filing a bankruptcy is a difficult decision to make. Loss of employment, divorce, illness, medical bills, business failure, unexpected hikes in mortgage payments, and financial management issues are just a few reasons that cause good people to become overwhelmed by debt. People who fall behind in debt get trapped in an endless cycle of stress and pressure from debt collectors.

Real Estate

When you're planning to buy or sell a property in the Metropolitan Area, legal guidance could help you protect your financial interests and attain a greater understanding of the property in question. With real estate lawyer services from Attorney Erica R.S. Hunt, you'll gain an advocate willing to represent you in and fully explain the details of a purchase agreement.

Personal Injury

“When Do I Need to Hire a Personal Injury Lawyer Near Me?” Keep in mind that insurance companies have teams of lawyers and adjusters who begin evaluating personal injury accidents right away. Because of this, every personal injury victim should retain legal counsel as soon as possible to review their legal issues and level the playing field.

Estate Planning

Estate planning is the process of arranging how your assets will be managed and distributed after your death or if you become incapacitated, ensuring your wishes are followed and minimizing potential complications for your loved ones.

About Attorney Hunt

Attorney Erica R.S. Hunt

Attorney Erica R. S. Hunt is the principal of the Law Office of Erica R.S. Hunt, LLC. She is a graduate of New York University (NYU) where she earned a B.A. degree in Politics in 1985 and a graduate of Georgetown University Law Center in 1990. She has been practicing law for over 30 years in the Maryland, Washington Metropolitan area. She has both large firm and small firm work experience both of which allow her to provide exactly the representation that her clients need and will be best helped by. Her primary practice areas are Real Estate, Bankruptcy, Estate Planning, Business Law, and Personal Injury. In spite of the various areas of practice and the interdisciplinary focus, attorney Hunt has steadfastly honed her skills in each area and offers effective and exemplary legal expertise and counsel in each area, which she has built over her 4 decades of law practice.

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Rita Savoy

13:59 04 Sep 25

My husband and I are so pleased that all of our papers are now in order. I have discussed this with many of our friends the importance of being prepared. This lawfirm was Outstanding.

Response from the owner 14:25 04 Sep 25

Hi, Rita. We appreciate the kind words and are glad we could provide you with a positive experience!

Rita Savoy

13:59 04 Sep 25

My husband and I are so pleased that all of our papers are now in order. I have discussed this with many of our friends the importance of being prepared. This lawfirm was Outstanding.

Response from the owner 14:25 04 Sep 25

Hi, Rita. We appreciate the kind words and are glad we could provide you with a positive experience!

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Neneh Wurie

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05:57 03 Sep 25

It's not often that I'm compelled to write a review; however, with this experience I would be remiss if I did not. In my opinion, Ms. Hunt is a highly esteemed attorney. She has served as my aunt's attorney for over 30 years. Following my parents passing, Attorney Hunt was retained. Throughout the process, from beginning to closure, she exuded a great deal of patience and trustworthiness. I appreciated Ms. Hunt for her knowledge, integrity, and genuinely caring demeanor. I'm grateful that I was referred to her.

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Niecy Michelle

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Ms. Hunt, was outstanding!! She provided information that an other attorney failed to provide and that made a vital difference in my options! Answered all my questions and concerns! Always responded in a timely manner.

Niecy Michelle

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