Is Filing for Bankruptcy with a Lawyer in Upper Marlboro, MD the Right Choice for You?
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- Is Filing for Bankruptcy with a Lawyer in Upper Marlboro, MD the Right Choice for You?
We get it. When bills pile up, credit cards are maxed out, and collectors won’t stop calling, it feels like there’s no way out. You’re not alone, and you’re not without options.
At the Law Office of Erica R.S. Hunt, LLC, we work closely with people who feel just like you do right now. Many of our clients come to us wondering whether filing for bankruptcy is the right move. If you’re considering working with a bankruptcy lawyer in Upper Marlboro, MD, this blog will help you figure out if that’s the path you should take.
Let’s break things down and see what’s right for your situation.
Debt doesn’t just drain your bank account, it drains your energy, focus, and peace of mind. Bankruptcy can be a powerful legal tool to press pause and regain control. We know the word “bankruptcy” sounds scary. But it’s actually a smart step toward financial freedom when used the right way. And that’s exactly where we come in, to make sure it’s used the right way, for your benefit.
If you’re stuck in a financial rut, dealing with late payments, wage garnishment, or even foreclosure, a bankruptcy attorney could change the game.
You’ve probably searched for answers online. But let’s be real, bankruptcy laws aren’t easy to decode. Having a skilled bankruptcy lawyer by your side changes everything.
Here’s what we do for you at the Law Office of Erica R.S. Hunt, LLC:
This isn’t a one-size-fits-all solution. We tailor our advice to your specific needs.
Bankruptcy isn’t the only way out, and we’ll be honest if there’s a better path for you.
Some people qualify for debt settlement or consolidation instead. Others may benefit more from negotiating directly with lenders. What matters most is that you’re not rushing into a decision without the full picture. We take time to review everything, from your assets and income to your long-term goals, so you make the right call, not just a fast one.
Filing for bankruptcy is a fresh start, but it’s just that, a start. The real goal? Helping you rebuild. After your case is filed:
We’ll guide you even after the case ends. Whether it’s rebuilding credit or learning new budgeting habits, we’re here.
No. It can eliminate unsecured debt like credit cards and medical bills, but certain debts, like student loans or child support, usually can’t be discharged.
Not at all. Maryland law allows for exemptions that protect many of your personal belongings.
Chapter 7 typically takes 3–6 months. Chapter 13 repayment plans run 3–5 years.
No. While it impacts your credit initially, many clients start rebuilding right away and see improvements within a year.
Technically, yes. But the process is complex, and mistakes can cost you time, money, or even your case. It’s safer and smarter to work with an experienced lawyer.
Filing with a bankruptcy lawyer in Upper Marlboro, MD might just be the smartest move you’ll ever make for your financial future. Contact us now!
